All persons with whom an individual has karmic links of debts or dues may not be incarnate when he has taken a body. Or owing to the limitations imposed by his own capacities and circumstances, he may be unable to meet all the complex requirements of a situation. While he is trying to clear up accounts with those with whom he has past links, in this very attempt he cannot help creating fresh claims and counterclaims concerning them. Even with new persons he cannot help but create debts and dues of diverse kinds and magnitudes, and get involved with them. An individual thus goes on adding to his debts and dues, with the result that there is no getting out of his endlessly increasing and complex karmic entanglements.
-Discourses 7th Ed., p334